Two ways to invest with sound judgment, real backing, and guaranteed returns
At SPQR Investments, we believe in doing things with our feet on the ground. That’s why, when we talk about participatory loans and crowdlending, we do so from experience, transparency, and results.
Both participatory loans and crowdlending allow investors to participate in real estate projects backed by tangible assets and clear contracts. Here we explain what they consist of and how we use them to offer you returns that are met.
What is a Participatory Loan?
A participatory loan is a financing formula where the investor lends money to a company or project, but with a particularity: the return depends, in part, on the success of the project. That is, a fixed interest rate (minimum guaranteed) is combined with a variable part linked to profits.
At SPQR, we use this model in our investments per operation: specific, well-studied projects with defined deadlines (usually between 8 and 12 months). Here, the investor participates directly in the project and obtains a return according to the risk and performance thereof.
What is Crowdlending?
Crowdlending is a type of collective financing. Several people contribute capital to finance a project or company, and in return receive interest. In other words, it’s like a traditional loan, but between individuals.
We adapt it to our philosophy of security and clarity:
- Fixed returns of 14% to 18% per year
- Mortgage guarantee on real assets
- Periodic payments, defined from the beginning
The model is simple: you choose how much and how to invest, we manage everything, and you receive benefits with transparency and legal backing.
Why Invest with SPQR?
In a market full of empty promises, we prefer to speak with facts.
At SPQR:
- We don’t promise castles in the air.
- We contribute 30% of our own capital in each operation.
- We are not a fund: we treat your investment with sound judgment, as if it were our own.
Both avenues, both participatory loans and crowdlending, are designed to give you real profitability, tangible backing, and total control over your decisions.
Is it for You?
If you are looking for a serious, profitable, and clear investment model, with legal security and assets that back your money, yes, it is for you.
Whether you prefer stable income or want to participate in specific projects, at SPQR we help you build your investment strategy with sound judgment.
Interested in knowing more?
Let’s talk clearly.
Contact us and discover how to start investing with security and real results.